Resources / Calculators
Free tool

Target Collection Level (TCL) Calculator

For cash-based chiropractic practices. Work out the minimum you need to collect per visit to cover overheads and hit your profit target, then price your packages from there.

Your Target Collection Level is the floor under every pricing decision you make. Enter your own numbers below — the totals, profit target, and recommended package pricing all recalculate as you type. Nothing is sent anywhere; the numbers stay in your browser.

Your overhead and volume

Reset to example figures
Description Monthly Annual Notes
Fixed costs
Rent / mortgage
$
per month
Utilities (electricity, water, gas)
$
per month
Internet & phone
$
per month
Practice management software
$
per month
Professional liability insurance
$
per month
Equipment leases / loans
$
per month
Base staff salaries
$
per month
Total fixed costs
Variable costs
Clinical supplies
$
per month
Marketing & advertising
$
per month
Hourly staff / overtime
$
per month
Continuing education
$
per month
Office supplies
$
per month
Payment processing fees
$
per month
Total variable costs
Hidden & other costs
Equipment maintenance reserve
$
per month
Professional services (accounting, legal)
$
per month
Miscellaneous buffer
$
per month
Total hidden & other
Practitioner compensation
Owner / practitioner salary
$
per month
Total practitioner compensation
Total monthly overheadFixed + variable + hidden + compensation
Profit target & patient volume
Desired profit margin
%
Typical range 15–30%
Monthly profit target
Average monthly patient visits
Across all practitioners
Lowest monthly visits
Your quietest month, for conservative planning
Shaded fields are yours to change. Everything else is calculated.

Your Target Collection Level

TCL — average month

The minimum average collection per visit that covers your overhead and profit target at normal volume.

TCL — low volume month

The same figure calculated against your quietest month. Price with this in view and a slow month stops being a problem.

Recommended pricing

Single visit
TCL + 30%
6-visit package
per visit · total
12-visit packageAt TCL
per visit · total
24-visit package
per visit · total · below TCL

Longer packages sit below your TCL per visit. That is intentional — the volume and commitment make up the difference. What matters is that your blended average across all package types stays above the TCL figure.

How to use this figure

  • Your TCL is the minimum you need to collect per visit to stay profitable, not a target to aim at.
  • Always check it against both your average and your quietest month. Pricing set on a good month falls apart in a slow one.
  • Revisit the calculation quarterly. Rent, insurance, and staffing all move.
  • Package pricing should keep your blended average above TCL while still giving patients a reason to commit.
  • If your current average collection sits below the low-volume figure, that is the number to act on first.

Track collections against your TCL automatically

iconpractice reports on collections per visit, package take-up, and visit volume — so you know where you sit without rebuilding this spreadsheet each quarter.

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